How to do Fab Balance Check Online? Step-by-Step Guide

Today, you don’t need to visit a bank or ATM to check your balance. Just tap your smartphone to access your account anytime, anywhere. Whether you’re with First Abu Dhabi Bank (FAB) or have a Ratibi salary card, tracking your funds is simple. This guide shows you how to check your FAB balance online easily. Stay on top of your finances with ease. Let’s get started!

What is a Ratibi Card and FAB Balance Check?

The Ratibi Card, or FAB Debit Card is a prepaid payroll card issued by First Abu Dhabi Bank (FAB). The Ratibi Card makes salary payments simple and easy. It secures access to wages, especially for those without bank accounts. Employees can receive salaries, make purchases, withdraw cash, and use it like a debit card.

FAB Balance Check means checking your FAB account and Ratibi Card balances. This helps you stay updated on available funds. Regular checks allow you to track finances, monitor expenses, and stay within budget.

Step By Step Guide To FAB Bank Balance Check and Ratibi Salary Check:

Checking FAB Bank Balance

• Via Website:
  • Log in to your FAB online banking account.
  • Go to the balance inquiry section.
  • Enter your credentials to check your balance securely.
• Via Mobile App:
  • Download the FAB mobile app from the App Store or Google Play.
  • Log in using your credentials.
  • Use the balance inquiry feature to view your balance on the go.
• Via ATM:
  • Visit any FAB ATM.
  • Insert your Ratibi Card and enter your PIN.
  • Select “Check Balance” to instantly view your account balance.

Checking Fab Bank Balance By Website

1. Visit FAB’s Official Website: Click the link to go to FAB’s official site for balance inquiry.
2. Enter Card Number: On the main page, input the last two digits of your card number in the first box.
3. Enter Card ID: Locate your card ID on the lower left side of your card and enter it in the designated field.
4. View Balance: Click the “Go” button to view your Ratibi or FAB account balance instantly.

Checking by Mobile App

1. Download the App:
   • If you’re a FAB customer without the app, download it from the Google Play Store or App Store.
   • If you don’t have a FAB account, follow our guide to open one.
2. Open the App:
   • Launch the app after downloading and installing it.
3. Select Customer Option:
   • Tap “Already a customer.”
4. Enter Identification Details:
   • Input your customer identification number or Credit/Debit Card number.
5. Agree to Terms:
   • Tick the “I agree to the terms & conditions” box and click “Continue.”
6. Set Up PIN:
   • Create a 6-digit PIN using the code sent to your registered email or phone number.

Once logged in, you can view your available balance, transaction history, make payments, and pay bills directly in the app.

Checking By ATM

1. Locate an ATM:
   • Visit any nearby FAB ATM and insert your card.
2. Select Language:
   • Choose either English or Arabic to proceed.
3. Enter PIN:
   • Type in your four-digit PIN to access your account.
4. Choose Balance Enquiry:
   • On the screen, you’ll see options like cash withdrawal, balance enquiry, and more. Select “Balance Enquiry.”
5. View or Print Balance:
   • Choose to either display the balance on the screen or print a receipt. Your FAB balance will be shown based on your selection.

Easiest Methods to Check Your FAB Balance

How to Activate Your Ratibi/FAB Debit Card

1. Insert Card:
   • Insert your card into a nearby FAB ATM.
2. Select Language:
   • Choose “English” to proceed.
3. Set a PIN:
   • Click on the “Set a PIN” option at the bottom of the screen.
4. Enter PIN:
   • Create a four-digit PIN for your card and enter it.
5. Confirm PIN:
   • Re-enter the PIN to confirm. A message will appear saying, “Thank you, your PIN has been successfully created.”

How to Activate Your Ratibi/FAB Debit Card:

1. Insert Card:
   • Insert your Ratibi/FAB Debit Card into a FAB ATM.
2. Select Language:
   • Choose your preferred language, such as “English.”
3. Select “Set a PIN”:
   • Find and click the “Set a PIN” option at the bottom of the screen.
4. Enter Your PIN:
   • Enter a new four-digit PIN for your card.
5. Confirm PIN:
   • Re-enter the four-digit PIN to confirm.
6. Confirmation Message:
   • Once complete, you’ll see a message: “Thank you, your PIN has been successfully created,” indicating your card is now activated.

Checking Balance By SMS

1. Compose a New SMS:
   • Open the messaging app on your phone and create a new message.
2. Enter the Required Format:
   • Type your message in the required format (e.g., “BAL” or “BALANCE”) as specified by FAB.
3. Send to FAB’s Designated Number:
   • Send the SMS to FAB’s designated number for balance inquiries.
4. Receive Balance Information:
   • You’ll receive an SMS with your current balance and account details within moments.

Note: Ensure you’re using the mobile number registered with your FAB account for this service to work.

What is NBAD Balance Inquiry or NBAD Balance Check?

NBAD Balance Inquiry (or NBAD Balance Check) lets you check your account with the National Bank of Abu Dhabi. This bank merged with First Gulf Bank in 2017 to become First Abu Dhabi Bank (FAB). Now, former NBAD customers can easily check their balances through FAB’s digital and physical channels.

After the merger, all NBAD accounts moved to FAB. Customers can now access their information via FAB’s services. This includes online banking, the mobile app, ATMs, and SMS balance checks. Such access helps NBAD and FAB customers stay updated on their finances and manage their accounts well.

Advantages of Using the FAB Bank Balance Check Service:

 1. User-Friendly Interface

• Step 1: Access FAB’s online or mobile banking platform.
• Step 2: Navigate easily through the intuitive interface for a seamless experience.

2. Real-Time Monitoring

• Step 1: Log in to your online banking account or mobile app.
• Step 2: View your account balance and recent transactions in real-time for up-to-date financial monitoring.

3. Convenient Access

• Step 1: Use FAB’s online banking website, mobile app, or visit an ATM to access your account.
• Step 2: Check your balance and transactions from any location, anytime.

4. Transactions Verification

• Step 1: Regularly check your transaction history through the app or online banking.
• Step 2: Verify transactions promptly to ensure no unauthorized activity is detected.

How to Check FAB Bank Statement:

1. Log in to Your Account
   • Visit the FAB online banking website.
   • Enter your credentials to log in to your account.
2. Navigate to the Statement Section
   • Once logged in, find the “Statement” section on the dashboard.
3. View or Download Your Statement
   • Select the statement you want to view.
   • You can choose to view it online or download it for your records.

How to Download Your Credit Card E-Statement

1. Open the FAB Mobile Banking App
   • Launch the FAB app on your mobile device.
2. Go to the “Cards” Section
   • Click on the “Cards” section located at the bottom of your mobile screen.
3. Download the E-Statement
   • Scroll down and click on the “Download E-statement” option to access your statement.

Note: For statements older than 12 months, please visit your nearest FAB branch.

FAQs

Conclusion

To master your finances, stay informed and control your spending. Use FAB’s services online, via app, or ATM to check your balance. The Ratibi Card simplifies salary payments and daily spending, allowing easy balance checks. Regularly checking your balance prevents issues and catches unauthorized activity. Know your Ratibi Card features to make better decisions. With these tools, you can choose wisely and secure your financial future. Stay alert and informed for lasting success.